Flexible Financing Options
We make major HVAC investments affordable. Protect your cash flow with monthly payments that fit your budget, and get the comfort and reliability your business deserves today.
Choose Your Plan
Three flexible options to fit the size of your project and your preferred payment timeline.
Standard
Zero interest financing for qualifying customers. Perfect for smaller equipment upgrades or repairs that fit within a one-year payment window.
- 0% APR for 12 months
- No money down required
- Monthly payments as low as $150
- No prepayment penalties
- Quick online application
Low Rate
Our most popular financing option, offering a competitive fixed rate with manageable monthly payments spread over three years. Ideal for mid-range system replacements.
- Fixed 5.99% APR
- No money down required
- Predictable monthly payments
- No prepayment penalties
- Covers equipment and installation
Extended
Maximum flexibility with our extended payment plan. Ideal for comprehensive system overhauls or new installations where lower monthly payments are the priority.
- Fixed 7.99% APR
- No money down required
- Lowest monthly payments
- No prepayment penalties
- Includes full project costs
How It Works
Getting approved for financing is fast and straightforward. Here is how the process works from start to finish.
Apply Online
Complete our simple financing application in minutes. We will need basic business information and the estimated project cost.
Get Approved
Receive a credit decision quickly, often within the same business day. Our lending partners work fast so you can move forward.
Schedule Installation
Once approved, we schedule your installation at a time that works for your business. No waiting, no delays.
Enjoy Comfort
Your new system is installed and running. Make easy monthly payments while enjoying reliable, efficient climate control.
Why Finance with FD Pierce?
No Money Down
Start your project without any upfront investment. Preserve your cash flow for other business needs.
Quick Approval
Most applications receive a decision within hours, not days. We know you need answers fast.
Competitive Rates
Our lending partners offer rates well below industry averages, keeping your total cost of ownership low.
No Prepayment Penalties
Pay off your balance early any time with no fees or penalties. We believe in flexibility.
Frequently Asked Questions
Ready to Get Started?
Applying is free and will not affect your credit score. Find out in minutes whether financing is right for your next HVAC project.